As of September 2026, standard fixed deposit rates at major commercial banks remain in the range of 3% to 4% annually. To maximize interest earnings, it is essential to thoroughly evaluate special products from savings banks or preferential interest rate conditions. With the Bank of Korea showing signs of adjusting its base interest rate, subtle … Read more
Indiscriminate use of credit cards can lead to a massive boomerang effect of high interest rates and a drop in credit scores. Therefore, you must always consider your repayment capacity, create a budget, and consume planfully. Although it is a payment method we pull out of our wallets daily, few people meticulously check their accumulated … Read more
Ms. Kim Sook-ja, who is 100 years old this year, continues to work as an active insurance agent, writing a 43-year legend. She recently received a special tribute from Hanwha General Insurance, touching many hearts. Having lived through a century in the insurance industry and spent nearly half her life on the front lines of … Read more
Rather than blindly chasing the largest numbers in terms of benefits, you should choose a credit card that precisely matches your spending patterns to truly enjoy actual discounts. Many people use a card daily yet move on without knowing how much they were discounted or how many points they accumulated last month. When you open … Read more
Credit cards are more than just a payment method; they are essential financial tools for analyzing your spending patterns and maximizing benefits. Simply uncovering the hidden points and discount conditions in the cards you use daily can significantly benefit your household budget. However, using them indiscriminately without considering your repayment ability can lead to high … Read more
A personal pension is the most reliable means to financially support the extended retirement life of the 100-year era, and it is something you should start immediately. Unlike in the past, as life expectancy increases, the importance of a multi-layered retirement income security system is growing to overcome the limitations of the retirement age system, … Read more
A fascinating survey revealed that medical expenses paid by card at hospital counters have increased by over 16% over the past two years. Scrutinizing card transaction records from local clinics to large general hospitals reveals the pain points and interests of our society. Visits to internal medicine departments remain overwhelmingly the most common, driven by … Read more
Canceling credit cards strictly in the order of their issuance date can significantly harm your credit score management, so caution is required. As recent trends show a decrease in card companies’ household loan and bond balances, and as various consumption environments evolve, there is a growing need to reorganize how we manage the cards in … Read more
KB Financial Group is partnering with the Foundation for Cooperation between Large and SMEs and the Fisheries and Agriculture Sector to fully launch the “2026 KB Financial Energy-Saving Facility Support Program.” This initiative aims to support carbon neutrality and ESG (Environmental, Social, and Governance) practices among local small business owners in 2026. With a total … Read more
Credit cards are a double-edged sword: when used correctly, they are an excellent tool for saving on living expenses, but careless use can place a heavy burden on your household budget. It is easy to see people around you using cards while missing out on hidden discounts or points. I once heard a story from … Read more